No-Fault Insurance Benefits in Michigan
Michigan’s no-fault insurance system is designed to provide financial support and protection to those involved in car accidents, regardless of who caused the crash. Under this system, people can access key benefits quickly without proving fault, hopefully reducing the stress and confusion often associated with accident claims. No-fault insurance benefits allow essential needs to be covered promptly, allowing you to focus on recovery.
Our lawyers help people in St. Clair County and throughout Southeast Michigan get the no-fault insurance benefits to which they are entitled. Call (810) 676-9447 today.
What Does Personal Injury Protection (PIP) Cover?
No-fault insurance is also referred to as Personal Injury Protection. PIP offers extensive benefits to people recovering from accident-related injuries. The benefits include:
- Medical expenses: Michigan’s no-fault system covers a wide range of medical costs under Personal Injury Protection (PIP). This includes emergency treatment, hospital stays, surgeries, medication, physical therapy, and long-term rehabilitation.
- Wage loss: For people unable to work due to injuries, PIP compensates for lost wages for as long as three years.
- Attendant care services: If accident victims require in-home nursing or personal care support, PIP benefits help cover these costs.
- Replacement services: These benefits compensate for the cost of hiring help for daily tasks like cleaning, shopping, or childcare.
PIP is a lifeline, offering broad coverage to minimize the financial burden of recovery. While these benefits are accessible to most Michigan residents, navigating the system can feel overwhelming. Our attorneys can guide you through eligibility requirements and help you maximize your benefits.
Michigan’s No-Fault Insurance Benefits Process
Rowling, Partipilo & Winston can help you at every step of the way, ensuring deadlines are met and paperwork is correctly filled out.
The process begins with reporting the accident to your insurance provider as soon as possible. This will require documentation such as medical records, accident reports, and proof of expenses. Michigan law requires submission within one year of the accident. Missing this window could result in the denial of benefits.
Unfortunately, it is all too common for insurers to deny no-fault insurance claims due to insufficient documentation, disputes over injuries, or filing errors. If this happens, you have the right to appeal. Our attorneys can help build your case by gathering the necessary records, negotiating with the insurer, and ensuring compliance with Michigan's legal standards.
Why Choose Rowling, Partipilo & Winston?
Justice for the Injured. Results You Can Trust.
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Community-Focused Representation
We live and work in Southeastern Michigan, serving our neighbors with dedication and local expertise. We’re committed to keeping our community safer by holding negligent parties accountable.
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Decades of Proven Results
Since 1974, Rowling, Partipilo, & Winston has been Michigan’s trusted personal injury firm, securing millions for victims and helping them rebuild with confidence.
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Passion and Commitment in Every Case
At Rowling, Partipilo, & Winston, we handle our own cases—what you see is what you get. From consultation to courtroom, you work directly with the attorneys fighting for your rights.
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More Than $10 Million Won
We don’t settle for less. With over $10 million won, we aggressively pursue the full compensation our clients deserve.
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Aggressive, Client-Focused Advocacy
We never represent insurance companies—our only focus is fighting for the injured. While insurers minimize payouts, we work harder to secure the compensation you deserve.
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Free Consultations
A free, no-obligation consultation is the first step toward getting the justice and compensation you deserve.
No-Fault Insurance for Pedestrians and Cyclists
Michigan’s no-fault insurance system extends its protection to pedestrians and cyclists who are injured in motor vehicle accidents. The key step in securing these benefits is determining which insurer is responsible for paying the claim.
If the injured person has their own auto insurance policy, their PIP benefits will typically be accessed through their insurer. If they do not have insurance, coverage may be obtained through the policy of the driver involved in the accident. If no applicable policy exists, Michigan’s Assigned Claims Plan is a state agency that will be the insurer of last resort.
Call Our St. Clair County Lawyers
Rowling, Partipilo & Winston has experienced lawyers and a track record of success that includes collecting millions of dollars in settlements for our clients. Moreover, with a long history in the community going back to 1974, we’re familiar with all the nuances of Michigan‘s no-fault insurance benefits law and changes that are made to the system. We understand what they mean for you as the client, and our lawyers and staff work methodically to get your claim through as quickly as possible.
Our Port Huron office can be reached at (810) 676-9447 or by filling out our online contact form. Let’s set up a free consultation so we can get you the benefits you need.
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"Thanks again!"
I am so happy I picked the right attorney! You and everyone there stuck by me and my grand-babies. Thank you for not giving up on us. I am so grateful to be able to put some money away for them from their mom… Thanks again!
- Former Client